Carlos Torres

682-289-0707

ctorres@mtgeconsultants.com

NMLS: 239815

Carlos Torres

Blog

What is a Debt-To-Income Ratio and Why Does it Matter?

What is a Debt-To-Income Ratio and Why Does it Matter?

When you are ready to buy a home, you may hear your mortgage lender start talking about your debt-to-income ratio, or DTI.  While you may not have heard that term before, it is actually a very important number when it comes to figuring out if you can qual

Jan 05, 2023 | Credit

Home Buying in 2023 – What to Expect

Home Buying in 2023 – What to Expect

The past several years of housing boom, spurred on by the lowest mortgage rates in history and record-setting home demand, have likely seen their end. As U.S. inflation reached uncomfortable levels of inflation by early-2022, potential buyers started pull

Jan 03, 2023 | Purchasing a Home

Happy New Year 2023

Happy New Year 2023

It's a new day and a New Year and we want to wish you a Happy New Year! To all of our clients, partners, family and friends - you helped make 2022 a great year for us and we want to thank you for sharing your time and trust with us this past year. Whateve

Jan 01, 2023 |

6 Ways to Know You Are Ready to Be a Home Buyer

6 Ways to Know You Are Ready to Be a Home Buyer

Buying a home is one of the biggest and most important financial decisions most people will make in their lifetimes. It is no wonder then that people want to be sure they are truly ready for the purchase. Here is a list of 6 ways to know that you have suf

Dec 29, 2022 | Purchasing a Home

Don’t Make These 7 Home Buyer Mistakes

Don’t Make These 7 Home Buyer Mistakes

With today’s rising interest rates and high home prices, buying a home takes some planning and forethought. Mistakes can be costly, like getting a mortgage higher than you can afford or getting stuck in a neighborhood or house you actually don’t like. Her

Dec 27, 2022 | Purchasing a Home

Merry Christmas

Merry Christmas

With Christmas fast-approaching, all of us at USMortgage Lenders would like to wish you a Merry Christmas! We hope that this week you'll be surrounded by family, friends and loved ones while enjoying time together and making great memories.  It’s been fan

Dec 22, 2022 |