Carlos Torres

682-289-0707

ctorres@mtgeconsultants.com

NMLS: 239815

Carlos Torres

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What To Do After Your Mortgage Closes

What To Do After Your Mortgage Closes

Once you reach the closing day for your new mortgage, you may be wondering what to do next. There are several important steps to take as well as several privileges you can now enjoy again once your loan has closed. 1. Verify Your Loan Has Funded Don&rsquo

Aug 03, 2023 | Purchasing a Home

Understanding the Differences between Second Homes and Investment Properties

Understanding the Differences between Second Homes and Investment Properties

You have probably heard people talk about second homes and investment properties. Or maybe vacation homes and rental properties. They can sometimes be used interchangeably but they actually have very different definitions, especially when it comes to mort

Aug 01, 2023 | Purchasing a Home

What’s the Difference Between a Mortgage Co-Borrower and Co-Signer?

What’s the Difference Between a Mortgage Co-Borrower and Co-Signer?

When trying to qualify for a mortgage, many homebuyers will apply with a co-borrower or co-signer to make their application stronger. Another person’s income, assets, or credit can sometimes be the boost needed to get approved. However, the terms co

Jul 27, 2023 | Purchasing a Home

6 Mistakes that Home Buyers Should Avoid

6 Mistakes that Home Buyers Should Avoid

With the busiest housing market season of the year in full swing, it’s essential to be on your home buying game. Here are 6 major mortgage blunders to avoid to make sure you are in prime position for scoring the perfect property. Not Getting Pre-ap

Jul 25, 2023 | Purchasing a Home

How Often Do Mortgage Rates Change?

How Often Do Mortgage Rates Change?

When you are ready to buy a house or refinance your existing home loan, getting the best mortgage interest rate is key to minimizing your total borrowing costs. You may have heard in the news lately about rates moving up and down due to inflation trends.

Jul 20, 2023 | Interest Rates

How to Start the Process of Buying a Home

How to Start the Process of Buying a Home

Once you’ve decided you want to become a homeowner you may not know what step to take next. Should you hire a real estate agent? Should you find a lender? Should you start searching real estate listings on your own? Here’s a look at the typica

Jul 18, 2023 | Purchasing a Home

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