Carlos Torres

682-289-0707

ctorres@mtgeconsultants.com

NMLS: 239815

Carlos Torres

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Does My Age Affect My Mortgage Eligibility?

Does My Age Affect My Mortgage Eligibility?

Ever stopped to ponder how age can shape your journey into the world of mortgages? Well, today, we're diving headfirst into this intriguing aspect of homeownership. Buckle up because we're about to explore how your age can sway the tides of mortgage eligi

Nov 14, 2023 | Purchasing a Home

Can I Qualify for a Mortgage While I’m Still Paying for Student Loans?

Can I Qualify for a Mortgage While I’m Still Paying for Student Loans?

Are you among those who dream of having a place to call home while wrestling with student loans? You're not alone! According to Forbes, as of 2023, there were more than 26.2 million Americans who are out of school but carrying a collective student loan de

Nov 09, 2023 | Purchasing a Home

How Will Buying a Vacation Home Affect My Taxes?

How Will Buying a Vacation Home Affect My Taxes?

The vacation home-buying craze spurred by the COVID-19 shutdowns has started to fizzle out, which is great news if you are still in the market for a getaway home. While vacation home sales skyrocketed 17% in 2020 and 33% in 2021, by the middle of 2023 dem

Nov 07, 2023 | Purchasing a Home

HELOC Vs. Home Equity Loan: When Does Each Make Sense?

HELOC Vs. Home Equity Loan: When Does Each Make Sense?

When you own a property, you can encounter a circumstance where you need to use the equity you've accumulated over time. Home equity lines of credit (HELOCs) and home equity loans are two popular ways to access this equity. Both are capable of providing d

Nov 02, 2023 |

Happy Halloween

Happy Halloween

Halloween is always a time of year that is full of sweet treats and scary surprises - but working with you and your loved ones is the best treat of all!  All of us at USMortgage Lenders would like to wish you and your family a safe and Happy Hallowee

Oct 31, 2023 |

Mortgage Options for Home Remodeling and Renovations

Mortgage Options for Home Remodeling and Renovations

Do you envision transforming your current home into your ideal residence? Perhaps you're thinking about doing a substantial remodeling project or some badly needed renovations. These activities might be thrilling, but they frequently have a high cost. For

Oct 26, 2023 |

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