Carlos Torres

682-289-0707

ctorres@mtgeconsultants.com

NMLS: 239815

Carlos Torres

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Should You Make a 20% Down Payment?

Should You Make a 20% Down Payment?

If you’re getting ready to buy a house, you may be unsure how much money to contribute as a down payment. For many years, 20% of the purchase price was considered a full down payment and the mortgage industry standard. While there are many benefits to put

Feb 16, 2023 | Purchasing a Home

Happy Valentine's Day

Happy Valentine's Day

We love Mortgages, but we love it even more when we get to work with awesome customers like you! Thank you for choosing us for your mortgage needs. Your trust and loyalty mean the world to us.  Wishing you everything that makes you happiest, today and alw

Feb 14, 2023 |

How To View a Home Purchase: Home-Sweet-Home or Investment?

How To View a Home Purchase: Home-Sweet-Home or Investment?

Buying a house is one of the biggest financial purchases you are likely to make in your life. So should you look at it through the lens of finding the perfect place to call home or as an investment that can set you up for the future? Here is some food for

Feb 09, 2023 | Purchasing a Home

10 Important Facts About VA Loans

10 Important Facts About VA Loans

Are you one of the more than 16 million veterans and 1.3 million active-duty military members in the United States today? If so, you are likely eligible for a VA loan. Here are the facts you need to know about these helpful mortgages. VA Loans Are Guaran

Feb 07, 2023 | VA Loans

Tax Refund Season Means Help for Homeownership

Tax Refund Season Means Help for Homeownership

As we head into tax season, you may be anticipating a big tax refund being deposited to your bank account soon. Before you mentally spend that money, you might want to consider how it could help benefit your homeownership aspirations or experience. Home P

Feb 02, 2023 | Purchasing a Home

Buying a Vacation Home or Investing in a Timeshare?

Buying a Vacation Home or Investing in a Timeshare?

Having a place to escape to when they take time off is a dream for many people. There are plenty of options out there for finding a consistent vacation spot. Two of the most popular are buying a vacation home or buying into a timeshare group. The one that

Jan 31, 2023 | Purchasing a Home

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