Carlos Torres

682-289-0707

ctorres@mtgeconsultants.com

NMLS: 239815

Carlos Torres

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How to Avoid Private Mortgage Insurance (PMI)

How to Avoid Private Mortgage Insurance (PMI)

Imagine you're on the edge of diving into homeownership—super thrilled to claim a piece of the real estate pie. But wait a minute! There's a sneaky hurdle called Private Mortgage Insurance (PMI) lurking in the shadows. Buckle up, because we're about

Sep 12, 2023 | Purchasing a Home

We will Always Remember those who died on September 11th, 2001

We will Always Remember those who died on September 11th, 2001

September 11, 2001, will always be remembered as a day that changed the course of history and the lives of countless individuals forever. As we reflect upon the tragic events of that day, our hearts are heavy with the memory of the nearly 3,000 innocent p

Sep 11, 2023 |

Renting vs. Buying: The Great Housing Debate

Renting vs. Buying: The Great Housing Debate

Are you caught in the dilemma of choosing between renting a cozy apartment or leaping into the exciting world of homeownership? It's a big decision that countless individuals grapple with. Let's delve deeper into the wild ride of renting and buying to unr

Sep 07, 2023 | Purchasing a Home

How to Save for a Down Payment: 9 Tips for First-Time Homebuyers

How to Save for a Down Payment: 9 Tips for First-Time Homebuyers

Hey there, future homeowner! So, you're thinking about getting your very own place, right? You might be wondering, how do you actually save up for the down payment? Don't sweat it! We've got your back with some tips that'll make saving money a breeze. Let

Sep 05, 2023 | Purchasing a Home

The Benefits of Homeownership: Beyond Financial Gains

The Benefits of Homeownership: Beyond Financial Gains

The financial benefits of homeownership are well documented, but the value of owning a home extends far beyond monetary considerations. While private mortgage insurance (PMI)  and large down payments may be a concern for some buyers, the rewards of h

Aug 31, 2023 | Purchasing a Home

Do VA Entitlements Ever Expire?

Do VA Entitlements Ever Expire?

One of the perks of serving our country in the military is being able to take part in the VA home loan program, with its zero down payment rules and excellent interest rates. This government-backed mortgage program empowers active-duty military personnel

Aug 29, 2023 | VA Loans

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